I%26#039;ve got $4000 in visa credit card debt. It%26#039;s not past due and I%26#039;m no risk. I want to know if I can settle this account, and possibly for how much. I don%26#039;t want to go delinquent to settle this. What effect will this have on my credit report, this is very important. I have heard of people settling for 50%, but they were all past due. I%26#039;m going to call visa about this but I would like to know a little bit about how settling works. (a number to visa would be nice).
Settle credit card debt?
Think this is good to read good luck
http://articles.moneycentral.msn.com/Ban...
Settle credit card debt?
If it%26#039;s not past due your chances of settling for less are pretty much zero.
Settle credit card debt?
If you are not past due, why trash your credit score?
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