Is this a lot of credit card debt?

I%26#039;m 25 yrs old, college graduate, I make approx. $45K gross income between 2 jobs(full-time job and part-time waitressing gig). I always pay my bills on time and I try to keep my Fico score up, but I%26#039;m self-conscious of some credit card debt I have.

I owe a total of about $7,000 between two Visa cards(I also have store cards, but they%26#039;re paid off). It was originally $10,000 a few months ago. The one card has a balance of $3300 and a $11,000 limit. The other card has a balance of $3800 and a $4300 limit. I pay bigger payments on the 1st card because the interest rate is literally 4X higher than the other one. I pay $1300/mo towards these debts %26amp; I want to be debt free by next summer.

This debt was racked up during a long period that I was drastically unemployed and not making enough money to cover costs of living(I%26#039;m not allowed to live at home). I%26#039;ve never been late w/ the payments though.

Do I owe more debt than the average person? :( Am I in %26quot;financial distress%26quot;?

Is this a lot of credit card debt?

I believe the average is $10,000 so you%26#039;re not in more debt than the average person.